Vance Insurance Group
Medicare Advantage
Medicare Advantage
When it comes to Medicare, one size definitely doesn't fit all. What works for your neighbor may not be the best fit for you. Vance Insurance Group is here to help you understand your needs, explain your options and make Medicare as simple as possible to understand.
Medicare Part C
To Compare many of the different Medicare Advantage and Part D Plans. “click the button below”
Medicare Advantage (Part C) plans combine Part A and Part B benefits
Medicare Advantage plans are offered by private insurance companies approved by Medicare. In addition to Part A and Part B benefits, many plans offer:
Part D prescription drug coverage
Hearing exams or hearing aids
Dental exams, cleaning, x-rays or routine dental care
Eye exams, eyeglasses or contact lenses
Wellness benefits such as gym memberships
Benefits vary by plan and could could include other extra benefits such as transportation to medical appointment and virtual visits.
Medicare Advantage Plan Costs Vary By Plan Provider
Medicare Advantage plans are often premium free
- You will continue to pay your part B premium directly to Medicare, and your Part A premium too, if you have one.
- Some plans may charge premiums, deductibles, copays or coinsurance.
- Plan premiums can change each year.
- Copay amounts may vary based on the covered item or services.
- Deductibles may be applied to drug benefits and not medical benefits when a plan covers both.
- Coinsurance may apply for some services.
Medicare Advantage plans also have built-in financial protection called the out-of-pocket maximum
This puts a cap on your Part A and B out-of-pocket costs. The amount varies by plan but can never exceed the annual limit set by out-of-pocket maximum. This amount for 2023 is
$8,300
Per year – Most Plans are much less
There are six different types of Medicare Advantage plans
HMO, Pos, PPO and SNP plans are coordinated care plans and typically come with rules about providers and seeking care within a contracted network of doctors and hospitals.
Are You Ready to Review Your Options?
Choosing a Medicare plan can be confusing. There are a lot of moving parts when it comes to enrolling into Medicare. Let us help you make the best choice for you and our services are free to you.
Contact Us
Location:
1200 S Horner Blvd #5046, Sanford NC 27331
Support:
info@vigrp.com
* All information provide will remain confidential.
We do not offer every plan available in your area. Currently we represent five organizations which offer twenty-two products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”
