Life Insurance
Protecting the ones that matter most
Compare prices among the nation's most trusted insurers
What Is Life Insurance?
Life insurance pays a death benefit if you die while the policy is in effect, in exchange for premiums you pay before your death. You can use the death benefit to protect against financial hardships such as loss of your income, funeral expenses, medical or nursing care expenses, debt repayments, and child care cost after your death.
Do You Need Life Insurance?
How much life insurance to buy depends on the financial needs that will continue after your death. Examples include supporting your family, paying for your Child’s or Grandchild’s education, and paying off a mortgage. Some questions you may want to ask about your own needs include:
- Does anyone depend on me financially?
- How much of the family income do I provide?
- How will my family pay my final expenses repay my debts after my death.
- Do I want to leave money to charity or family.
- If I have life insurance through my employer, is it enough to meet my financial obligations?
The answers to these questions can help you decide how much coverage you need. A Vance Insurance Group agent can help you evaluate your insurance needs and give you information about available policies.
Saving Your Family From Financial Burden
We work with over 10 of the most trusted insurance companies, so we can freely shop for plans that meet your budget and needs.
Whole Life
Term Life
Benefit Levels
Level Benefit
Simplified issue life insurance – requires you to answer questions about your health, but doesn’t require a medical exam. You could be denied if you have a critical illness or reside in an assisted living facility.
Guaranteed Benefit
Guaranteed issue life insurance – doesn’t require medical questions or a medical exam for approval. Most Guaranteed issue policies have a two year waiting period.
Testimonials
What Client's Say About Us
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Contact Us
Location:
1200 S Horner Blvd #5046, Sanford NC 27331
Support:
info@vigrp.com
* All information provide will remain confidential.
